Q: Do I have to be a member of the United Pentecostal Church to invest?

A: In a few states any resident can invest and affiliation with United Pentecostal Church is not required. Please refer to the Offering Circular for state specific requirements.


Q: Has anyone ever lost money with this program?

A: To date no UPC Loan Fund investor has ever experienced a loss of investment or missed receiving an interest payment.


Q: What is the relationship between the United Pentecostal Church, International and the United Pentecostal Church Loan Fund?

A: The UPC Loan Fund was authorized by the General Board of the United Pentecostal Church International on September 29, 2010. The UPCLF is a Missouri, Nonprofit Corporation and managed by a board of directors with experience and background that compliment the Loan Fund management. The UPCLF maintains independent books and records as well has a separate annual audit of financials.


Q: What sort of insurance or security do the investments offer?

A: The investments are not FDIC or SIPC insured. They are backed by the loans we make to UPCI churches, ministries, and endorsed projects. We have a rigorous underwriting process by an outside, neutral party and we make every effort to only loan to secure projects.


Q: What is the loan process? How long does it take to close?

A: Initially, we direct Pastors to our pre-application, our online Loan Evaluator, to begin the process. Our credit analyst will then contact you in 7-10 business days for any needed additional information and to move the process along. Financial statements will be submitted, after the prequalification is completed and approved, the loan goes before our Board of Directors for final approval. The loan is then set for closing and final documents are signed. The whole process takes around 75 days.


For answers to additional questions, please contact us at info@upciloanfund.org or 636-229-7949.