Open An Investment

Investment requirements vary from state to state. Please select your state to continue. We currently cannot accept investments from Florida or Kentucky. 

Residents from Wisconsin, Colorado, and Washington are asked to contact our office to inquire about investments. Please call 636-229-7860 or email

FAQ for Step 1

There are two reasons you must select the state where you reside before you can invest.

  1. UPCLF can only offer investments in states where we have met the requirements to sell Loan Certificates. If we are approved it will take you to Step 2.
  2. Laws vary from state to state. Most states use the same offering circular, but a few states require a specific offering circular. Step 2 will provide the offering circular approved in your state.