About us

Advancing the Kingdom through investment & financing opportunities

The United Pentecostal Church Loan Fund (UPCLF) advances the kingdom by providing investment and financing opportunities for United Pentecostal Church International (UPCI) organizations and endorsed affiliates.

UPCI Headquarters Building

UPCI organizations and individuals can invest in UPCLF and earn returns while their investments are used to support ministry development nationwide.

    *The UPCLF is a Missouri public benefit corporation that will be supervised and controlled by the United Pentecostal Church International and will operate a loan fund that will provide financing solutions for UPCI churches, schools, colleges, universities, and other affiliated organizations that are religious organizations exempt under Section 501(c)(3) of the Internal Revenue Code (the “IRC”). As a public charity that is affiliated with UPCI, subject to UPCI’s supervision and control and formed for the specific purpose of operating a loan fund that will benefit and support the mission of UPCI affiliated churches, ministries, colleges, agencies and districts, the Fund has requested that it be included in UPCI’s group exemption letter under the provisions of Section 501(c)(3) of the IRC. Effective as of March 24, 2011, UPCI has acknowledged and approved the Fund’s request for inclusion as a subordinate institution that is operated, supervised or controlled by UPCI under its group exemption letter granted by the Internal Revenue Service. As a result, the Fund is entitled to an exemption from federal income tax under Section 501(c)(3) of the IRC as a UPCI affiliated and subordinate entity. Our offices are located at 36 Research Park Court, Weldon Spring, MO, 63304, and can be reached at (636) 229-7900.

    Our History

    In 2002, UPCI organized the Stewardship Group as a department under the denominational church body dedicated to providing resources to pastors, churches, district offices, agencies and UPCI members. In 2011, the United Pentecostal Church Loan Fund was launched to aid with capital campaigns, church construction consulting, and ministry loans under the direction of the Stewardship Group.

    The UPCLF reached $10 million in assets by 2013, $50 million by 2019, and exceeded $90 million in assets by 2023. The collected assets expanded the ministries of the UPCI, with the UPCLF closing its 200th loan in January of 2020.

    Our TEAM

    Rick Lovall

    PRESIDENT/DIRECTOR
    rlovall@upci.org | (636) 229-7947

    Rick Lovall became the Stewardship Director in 2023 after serving as the assistant director since 2019.

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    He also serves as the president of the Church Loan Fund and the United Pentecostal Foundation, as well as on the boards of United Insurance Solutions, Inc., and United Pentecostal Properties, LLC. As an ordained minister, he previously pastored for nine years. He has a degree in Banking from the Barret School of Banking at Christian Brothers University, as well as over 15 years of experience in banking and commercial lending. He and his wife, Kelby, have two sons, Easton and Parker.

    Rebecca Rhoten-Batchelor

    Rebecca Rhoten-Batchelor

    INVESTMENT PORTFOLIO MANAGER & COMPLIANCE OFFICER
    rbatchelor@upci.org | (636) 229-7978

    Rebecca Rhoten-Batchelor has served as the Investment Portfolio Manager & Compliance Officer since November 2022.

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    She joined the Board of Directors in 2023 as Assistant Secretary/Treasurer. She started at The Stewardship Group in January 2014 and has served in various roles as the Loan Fund has grown. Prior to 2014, Rebecca clerked at a license and title company, and also worked in the non-profit world at the Cahokia Public Library for seven years. Rebecca has a degree in Business Management and is native to St. Louis. She and her husband Andrew have one son, Adrian, and happily attend and serve at New Life St. Louis pastored by Aaron Batchelor.

    Jonathan Perry

    Jonathan Perry

    LOAN PORTFOLIO MANAGER
    jperry@upci.org | (636) 229-7826

    Jonathan Perry joined the Church Loan Fund in 2023 as the Loan Portfolio Manager.

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    Jonathan attended Indiana Bible College where he received a degree in theology. After returning home from IBC, Jonathan completed his degree in Business Management. He went on to serve at the Tupelo Children’s Mansion for over seven years and became a licensed minister. Jonathan and his family relocated back to St. Louis, MO, in 2016 and would spend six years working with a wealth advisor as a financial analyst specializing in risk management, insurance, and accounting. He and his wife, Briah, have one son, Dane, and a daughter, Destin. He and his family reside in Granite City, IL, where they serve at Gracepoint Church.

    Shayna Kassner

    Shayna Kassner

    CLIENT RELATIONS
    skassner@upci.org | (636) 229-7974

    Shayna Kassner joined the Loan Fund team in August 2023. She was born in Steger, Illinois, and raised in Cabot, Arkansas.

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    She grew up attending New Life Church of Cabot under the ministry of Pastor Tim and Stacy Gaddy. Shayna graduated from Urshan College with a Bachelor’s degree in Human Services with a concentration in Psychology. She previously worked for Urshan College as the Receptionist and Human Resources Assistant. Shayna and her husband, Dominic, serve as Pastoral Assistants at Crossroads United Pentecostal Church in Wentzville, MO, pastored by Cullen and Lindsey Chrestman.

    Caleb Randol

    Caleb Randol

    COMMERCIAL LOAN PROCESSOR
    crandol@upci.org | (636) 229-7860

    Caleb Randol joined the Church Loan Fund team in 2024 as the Commercial Loan Processor.

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    He has worn many hats in the banking industry, including bank teller, call center manager, mortgage servicer, processor, loan officer, and underwriter. In 2011 he made the best decision of his life by marrying his best friend, Beth. Together they have three littles, Casyn, Kingstin, and Blair. Currently, Caleb and Beth serve on the pastoral team at Lighthouse Church in O’Fallon, MO, pastored by Brandon Buford.

    Allison Goodman

    Allison Goodman

    OPERATIONS MANAGER
    agoodman@upci.org | (636) 229-7976

    Allison Goodman joined the Loan Fund team in 2023. She moved from Wisconsin to Missouri to attend Urshan College…

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    and graduated in 2020 with a Bachelor’s in Organizational Leadership. Post graduation, Allison briefly worked at Urshan College, and then spent two years working as an Accounting/Office Assistant for an Engineering Firm. She and her husband serve and attend New Life St. Louis pastored located in Bridgeton, Missouri.

    Logan Babb

    Logan Babb

    DIRECTOR OF MARKETING
    wbabb@upci.org | (636) 229-7860

    Logan Babb became the Director of Marketing in 2023. Logan completed his B.A. in Communications at the…

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    University of Missouri-St. Louis in 2018, receiving a certificate in Public Relations and graduating from the Pierre-Laclede Honors College. Logan has over ten years of experience in marketing and communications. Before joining the Stewardship Group, he was the Digital Media Specialist for St. Charles County. Logan attends Restoration Church in St. Charles, Missouri, pastor by Tom Trimble, where he serves as the Communications Director.

    Kevin L. Prince

    Kevin L. Prince

    LOAN FUND CONSULTANT
    kprince@upci.org | (903) 830-5212

    Kevin Prince became a Consultant for the Loan Fund in September 2019.

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    Prior to joining the team, Kevin founded and ran his own business, as well as held many ministerial positions including Pastor, Sectional NAM Director, Section Secretary, Section Presbyter, District Secretary, and District Superintendent. He is based out of Huntington, TX and is available to serve UPCI churches and members throughout Texas, Louisiana, and beyond.

    OUR BOARD

    David K. Bernard – Chairman of the Board of Directors
    Roger D. Lewis – Vice Chairman of the Board of Directors
    Rick Lovall – President, Director
    Michael Shelton – Director, Vice President
    Thomas S. Russell – Director, Secretary
    Lincoln A. Graham, Jr. – Director, Treasurer
    Duane F. Goble – Assistant Treasurer
    Rebecca Rhoten-Batchelor – Assistant Secretary/Treasurer
    G. Alan Browning – Director
    Stephen Drury – Director & Honorary Board Member
    Russell Campbell – Director